๐Ÿ  Mortgage & Home Buying๐Ÿš— Loans & Car Finance๐Ÿ’ณ Debt Payoff๐ŸŽฏ Savings & Interest๐Ÿ“ˆ Investing & Returns๐ŸŒ… Retirement Planning๐Ÿงพ Budgeting & Net Worth๐Ÿ›’ Smart Spending & Shoppingโฑ๏ธ Salary & Pay๐Ÿ’ผ Side Hustle & Business
Home › Calculators › Salary & Pay
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Salary and pay calculators

Know what your time is worth, what a raise adds up to, and which job offer is really better.

11 free calculators

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Salary to Hourly Calculator

Convert a yearly salary into hourly, daily, weekly and monthly pay.

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Hourly to Salary Calculator

Convert an hourly wage into a yearly, monthly and weekly salary.

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Overtime Pay Calculator

Calculate overtime pay and total earnings for a week.

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Pay Raise Calculator

See what a raise means per year, month and hour, and what it is worth after inflation.

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Job Offer Comparison Calculator

Compare two job offers by total pay, bonus, retirement match and health costs.

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US Take-Home Pay Calculator (2025)

Turn a US salary into take-home pay after federal tax, Social Security, Medicare, state tax and 401k, using 2025 tax brackets.

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UK Take-Home Pay Calculator (2025/26)

Work out UK take-home pay after income tax, National Insurance, pension and student loan using 2025/26 rates (England, Wales and Northern Ireland).

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Canada Take-Home Pay Calculator (2025)

Estimate Canadian take-home pay after federal tax, provincial tax, CPP and EI, with RRSP savings.

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Australia Take-Home Pay Calculator (2025-26)

Work out Australian take-home pay after income tax, Medicare levy and HELP repayments, plus employer super on top.

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Income Tax Calculator (US Federal and State, 2025)

Estimate your 2025 US federal income tax, effective and marginal rate, and see the tax charged in each bracket.

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Tax Refund Estimator (2025)

Estimate your US federal tax refund or amount owed using the 2025 brackets, standard deduction, child tax credit and the tax your employer already withheld.

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Money guides for Salary & Pay

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How to Make a Budget in 5 Simple Steps

A beginner-friendly guide to building a monthly budget that you can actually stick to.

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Side Hustle Math: How Much Can You Really Earn?

Honest numbers for common money-making ideas: selling products, YouTube, freelancing and overtime, with break-even math.

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How to Save Money: 10 Practical Ways with Real Numbers

Ten proven ways to save money, each with the math showing how much you can keep every year.

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Salary Raises and Job Offers: Do the Math

Why a few thousand dollars of extra starting pay is worth far more over time, and how to compare two job offers fairly.

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How Income Tax Brackets Really Work

Marginal vs effective tax rate explained with a worked example, and why a raise never leaves you with less take-home pay.

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Self-Employed Taxes Made Simple

How self-employment tax works, why you set money aside from every payment, and how to estimate your yearly bill.

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Other calculator categories

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Mortgage & Home Buying

Work out your monthly payment, how much house you can afford, and whether renting or buying wins.

  • Mortgage Calculator
  • How Much House Can I Afford?
  • Refinance Break-Even Calculator
  • Down Payment Savings Calculator
See all 11 calculators →
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Loans & Car Finance

See what a loan really costs, how much car you can afford, and how much interest an extra payment saves.

  • Loan Payment Calculator
  • Car Loan Calculator
  • Car Affordability Calculator
  • Student Loan Payoff Calculator
See all 6 calculators →
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Debt Payoff

Find the fastest and cheapest way out of debt, and see if a balance transfer is worth the fee.

  • Credit Card Payoff Calculator
  • Debt-to-Income (DTI) Calculator
  • Debt Payoff Planner (Snowball vs Avalanche)
  • Balance Transfer Calculator
See all 7 calculators →
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Savings & Interest

See how small amounts grow, how long a savings goal takes, and how much cushion you really need.

  • Compound Interest Calculator
  • Savings Goal Calculator
  • Simple Interest Calculator
  • Savings Interest (APY) Calculator
See all 7 calculators →
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Investing & Returns

Measure what an investment really earned, what inflation takes back, and how long it takes to reach a big goal.

  • Inflation Calculator
  • ROI Calculator
  • Dividend Income Calculator
  • CAGR Calculator
See all 10 calculators →
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Retirement Planning

See how much you need to retire, what your 401k can become, and how long your money will last.

  • Retirement Savings Calculator
  • FIRE Number Calculator
  • Roth vs Traditional IRA Calculator
  • 401(k) Calculator with Employer Match
See all 14 calculators →
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Budgeting & Net Worth

Plan your month, check your financial health, fix a deficit and plan big events with clear numbers.

  • 50/30/20 Budget Calculator
  • Net Worth Calculator
  • Monthly Financial Planner
  • Wedding Budget Calculator
See all 7 calculators →
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Smart Spending & Shopping

Check a deal, split a bill, and see what small daily habits and subscriptions really cost over the years.

  • Tip & Bill Splitter
  • Percentage Calculator
  • Discount Calculator
  • Sales Tax & VAT Calculator
See all 10 calculators →
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Side Hustle & Business

Price your work, check whether a side hustle is profitable, and find your break-even point.

  • Freelance Hourly Rate Calculator
  • Profit Margin & Markup Calculator
  • Break-Even Calculator
  • Seller Profit Calculator (Etsy, eBay, Amazon)
See all 6 calculators →