Salary and pay calculators
Know what your time is worth, what a raise adds up to, and which job offer is really better.
11 free calculators
Salary to Hourly Calculator
Convert a yearly salary into hourly, daily, weekly and monthly pay.
Open calculator →Hourly to Salary Calculator
Convert an hourly wage into a yearly, monthly and weekly salary.
Open calculator →Overtime Pay Calculator
Calculate overtime pay and total earnings for a week.
Open calculator →Pay Raise Calculator
See what a raise means per year, month and hour, and what it is worth after inflation.
Open calculator →Job Offer Comparison Calculator
Compare two job offers by total pay, bonus, retirement match and health costs.
Open calculator →US Take-Home Pay Calculator (2025)
Turn a US salary into take-home pay after federal tax, Social Security, Medicare, state tax and 401k, using 2025 tax brackets.
Open calculator →UK Take-Home Pay Calculator (2025/26)
Work out UK take-home pay after income tax, National Insurance, pension and student loan using 2025/26 rates (England, Wales and Northern Ireland).
Open calculator →Canada Take-Home Pay Calculator (2025)
Estimate Canadian take-home pay after federal tax, provincial tax, CPP and EI, with RRSP savings.
Open calculator →Australia Take-Home Pay Calculator (2025-26)
Work out Australian take-home pay after income tax, Medicare levy and HELP repayments, plus employer super on top.
Open calculator →Income Tax Calculator (US Federal and State, 2025)
Estimate your 2025 US federal income tax, effective and marginal rate, and see the tax charged in each bracket.
Open calculator →Tax Refund Estimator (2025)
Estimate your US federal tax refund or amount owed using the 2025 brackets, standard deduction, child tax credit and the tax your employer already withheld.
Open calculator →Money guides for Salary & Pay
All guides →How to Make a Budget in 5 Simple Steps
A beginner-friendly guide to building a monthly budget that you can actually stick to.
Read guide →Side Hustle Math: How Much Can You Really Earn?
Honest numbers for common money-making ideas: selling products, YouTube, freelancing and overtime, with break-even math.
Read guide →How to Save Money: 10 Practical Ways with Real Numbers
Ten proven ways to save money, each with the math showing how much you can keep every year.
Read guide →Salary Raises and Job Offers: Do the Math
Why a few thousand dollars of extra starting pay is worth far more over time, and how to compare two job offers fairly.
Read guide →How Income Tax Brackets Really Work
Marginal vs effective tax rate explained with a worked example, and why a raise never leaves you with less take-home pay.
Read guide →Self-Employed Taxes Made Simple
How self-employment tax works, why you set money aside from every payment, and how to estimate your yearly bill.
Read guide →Other calculator categories
Mortgage & Home Buying
Work out your monthly payment, how much house you can afford, and whether renting or buying wins.
- Mortgage Calculator
- How Much House Can I Afford?
- Refinance Break-Even Calculator
- Down Payment Savings Calculator
Loans & Car Finance
See what a loan really costs, how much car you can afford, and how much interest an extra payment saves.
- Loan Payment Calculator
- Car Loan Calculator
- Car Affordability Calculator
- Student Loan Payoff Calculator
Debt Payoff
Find the fastest and cheapest way out of debt, and see if a balance transfer is worth the fee.
- Credit Card Payoff Calculator
- Debt-to-Income (DTI) Calculator
- Debt Payoff Planner (Snowball vs Avalanche)
- Balance Transfer Calculator
Savings & Interest
See how small amounts grow, how long a savings goal takes, and how much cushion you really need.
- Compound Interest Calculator
- Savings Goal Calculator
- Simple Interest Calculator
- Savings Interest (APY) Calculator
Investing & Returns
Measure what an investment really earned, what inflation takes back, and how long it takes to reach a big goal.
- Inflation Calculator
- ROI Calculator
- Dividend Income Calculator
- CAGR Calculator
Retirement Planning
See how much you need to retire, what your 401k can become, and how long your money will last.
- Retirement Savings Calculator
- FIRE Number Calculator
- Roth vs Traditional IRA Calculator
- 401(k) Calculator with Employer Match
Budgeting & Net Worth
Plan your month, check your financial health, fix a deficit and plan big events with clear numbers.
- 50/30/20 Budget Calculator
- Net Worth Calculator
- Monthly Financial Planner
- Wedding Budget Calculator
Smart Spending & Shopping
Check a deal, split a bill, and see what small daily habits and subscriptions really cost over the years.
- Tip & Bill Splitter
- Percentage Calculator
- Discount Calculator
- Sales Tax & VAT Calculator
Side Hustle & Business
Price your work, check whether a side hustle is profitable, and find your break-even point.
- Freelance Hourly Rate Calculator
- Profit Margin & Markup Calculator
- Break-Even Calculator
- Seller Profit Calculator (Etsy, eBay, Amazon)